Theft and Vandalism
Theft is the act of stealing – the wrongful taking of your personal goods and property to another location. Vandalism is deliberate mischievous or malicious destruction or damage to your goods and property.
A burglary or home invasion results in difficult and stressful feelings for homeowners and renters, regardless of what was taken or damaged. The first step to take after a burglary is calling the police, who will investigate and compile a report listing all items stolen. It is up to you to assist the police in their work and ensure that everything in the report is accurate. Later, if you find that other items are missing, you will need to phone the police to ensure that the report can be updated.
You will also need to notify your insurance company about the burglary or home invasion and file a claim based on the value of the items that have been stolen. The insurance company will check with the police to ensure that a report has been filed and will use that report to make the decision over the amount of money to be paid out against the policy. If you update the police report, you will need to inform your insurance company.
NEC Claims can help you with a theft or vandalism claim from start to finish. We will help with any claim, whether it is for a business or stolen personal property.
NEC Claims will help you file a claim and any supplemental claims to help recover the total cost of everything that has been broken, damaged or stolen from any home invasion, burglary or vandalism.
Insurance companies will need to know that you owned the items that you claim to have been stolen from the burglary. This means showing documentation to prove the ownership, such as credit card statements, receipts or even pictures. The more documentation that you can provide, the easier it is for your policy provider to finalize the claim.
In responding to your claim, your insurance company should be able to cover any vandalism that has occurred to the home, such as broken windows or doors. The insurer will even pay for any damage that has been done inside the home, such as damage to the walls or other items. Remember, these claims will be checked against the police report.
Dealing with insurance companies can be stressful for anyone. NEC Claims is there to help you solve the problem and recovery the value of your stolen or vandalized property.
Client: William P
Type of claim: Theft and Vandalism
Situation: William and his family were away on vacation. While they were away their house was broken into, vandalized and several items were stolen. The crooks who did this were excessive in every way. They broke holes in the drywall, spray painted inside the house, destroyed almost all of the furniture and really didn’t leave a stone unturned. William’s home was not suitable for his family and him to live in upon their return from vacation.
Solution: William had heard ads for East Coast on the radio and had been told about East Coast by a few of his friends so he gave them a call. Upon reading and analyzing the policy and reviewing the damage at the home, East Coast helped William and his family file a property damage claim, a contents claim and an Additional Living Expenses (ALE) claim. Through an orchestrated effort on all three claims, East Coast was able to help William and his family recover over $85,000. Not bad, considering that the insurance company had originally offered less than $10,000.
Don’t get ripped off twice. Get East Coast in your corner so you can rest assured knowing that you will collect the maximum possible settlement because someone is looking after YOUR interest!